Rethinking Credit in a Shifting Economy

Traditional Credit Models Lose Effectiveness in an Evolving Economic Environment

Datos Insights surveyed 200 lenders and 1,500 consumers to understand how lenders are rethinking credit in a changing economic landscape. What they found: more are leaning into alternative data—and seeing a measurable impact on portfolio performance.

You’ll learn:

The risk factors credit scores miss, and what’s hiding in plain sight
How leading lenders are moving beyond traditional credit data
How cash flow data is translating into better portfolio performance

Credit scores can’t keep up with today’s economy. Read Plaid’s new report, produced in partnership with Datos Insights, to see how lenders use cash flow data to drive performance.

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