From Data to Decision Detecting Fraud Risk Earlier Organizations need data earlier in the customer lifecycle. Fraud leaves breadcrumbs. But most detection misses them. Because fraud moves across accounts, channels, and organizations long before it hits your systems. It’s time for a new approach to detection. In this report, produced in partnership with Plaid, Javelin…

Modernizing ACH for Payment leaders: A Guide to Boosting Conversion and Reducing Costs Optimizing ACH with Plaid’s Billing & Recurring Payments Solution Learn how modern ACH helps payment leaders drive up to 15% higher conversion and 40% fewer returns. ACH remains the backbone of recurring payments, but legacy systems lead to friction, failed transactions, and…

Rethinking Credit in a Shifting Economy Traditional Credit Models Lose Effectiveness in an Evolving Economic Environment Datos Insights surveyed 200 lenders and 1,500 consumers to understand how lenders are rethinking credit in a changing economic landscape. What they found: more are leaning into alternative data—and seeing a measurable impact on portfolio performance. You’ll learn:  The risk…